Florida Choice Mortgage and Corp.

  NMLS 218197

                                           Call Us:   (954) 447-9060

           

                                               Email Us:  Info@FloridaChoiceMortgage.com

Hours:   Mon - Fri : 9:00am to 6:00pm

                        Se Habla Español!


Getting Pre-Approved to Buy





Getting Pre-Approved

Before you start looking for a home to purchase, it is always best to make sure you know how much you will be able to qualify for.


We can help you determine a maximum purchase price, estimated monthly payment, as well as, estimated funds needed to purchase a home.


Once that is determined and you feel comfortable with a purchase price, we then prepare a pre-approval letter to present to your real estate agent, as well as, sellers. With this letter, you will feel more confident in making an offer on a home and sellers will feel more confident in accepting your offer.



Here is a general list of documents needed for a pre-approval...

  • Review of Credit (we send you the authorization form to allow us to review)
  • Recent pay stubs covering 30 days, if wage earner
  • W2s and/or 1099s received in the last 2 years
  •  If Self-Employed, Personal AND Business tax returns filed in the last 2 years
  • Most recent bank statement showing available funds
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Please feel free to contact us and we can discuss your current situation in further detail and also discuss financing options available to fit your specific needs.

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