JUMBO LOANS

With Jumbo Financing, you can purchase/refinance a Primary Home or 2nd home

Mansion with Swimming Pool

PRIMARY RESIDENCE

1-2 Unit 

Purchases or Rate & Term Refinances 

  • Minimum 700 credit score up to $1,000,000 / Max 80% Financing
  • Minimum 720 credit score for $1,000,001- 1.5M /  Max 80% Financing
  • Minimum 740 credit score for $1,500,001- 2.0M / Max 70% Financing

Cash Out Refinances

  • Minimum 700 credit score up to $1,000,000 / Max 70% Financing
  • Minimum 720 credit score for $1,000,001- 1.5M / Max 70% Financing
  • Minimum 740 credit score for $1,500,001- 2.0M / Max 60% Financing
  • Max Cash Out amount:

    50.01% - 70% Financing: $300,000 max cash out
    Financing less than or equal to 50%: $500,000 max cash out


SECOND HOMES

1 Unit

Purchases or Rate & Term Refinances 

  • Minimum 720 credit score up to $1,000,000 / Max 80% Financing
  • Minimum 720 credit score for $1,000,001- 1.5M /  Max 75% Financing
  • Minimum 740 credit score for $1,500,001- 2.0M / Max 65% Financing

Cash Out Refinances

  • Currently not available for Second Homes

Ocean View Miami


*If you need Jumbo Financing on an Investment Property,
please contact us for available maximum financings and minimum credit score reqirements.